Insurance and Coverage

Navigating insurance can be one of the most stressful parts of starting therapy. At OTogether, we aim to make the process as transparent and seamless as possible so you can focus on what matters most: your child’s progress and well-being.

We believe every child deserves high-quality, individualized occupational therapy. To support our families in Coral Springs and the surrounding areas, we partner with several major insurance providers and state-funded programs.

Cigna

• Aetna

• United HealthCare

• Step Up For Students (including FES-UA scholarships)

Insurance plans vary significantly, and coverage often depends on your specific individual or employer-sponsored plan. To ensure there are no financial surprises, our team performs a comprehensive benefits verification before your child’s first session.

Our process includes:

  1. Initial Inquiry: Provide us with your insurance details during your intake call.
  2. Benefit Verification: We contact your provider to confirm coverage levels, co-pays, and any deductible requirements.
  3. Clear Communication: We share the results of the verification with you upfront so you understand your out-of-pocket costs before therapy begins.

We know that when a child needs support, timing is everything. Unlike many clinics with long waiting lists, we pride ourselves on fast availability. Most children can be scheduled for an initial evaluation within days, not weeks.

If we are not currently in-network with your provider, we can provide you with a “Superbill” – a detailed receipt of services – which you may submit to your insurance company for potential out-of-network reimbursement. We also offer competitive private pay rates for families without insurance coverage or those choosing to pay out-of-pocket.

After you submit, our care coordinator will be in touch with you within 24 hours.